48suburbs mapped in Central CoastAll under Central Coast Council, so one lodgement process covers the region.

New South Wales · Region

Home builders in Central Coast

Bushfire-prone land is mapped on 46 of these 48 suburbs and not on the other 2. Where it is mapped, a BAL rating drives materials and cost from the design stage rather than arriving as a formality at the end.

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48Central Coast suburbs read parcel by parcel from New South Wales's own planning data

1Council covers them all — one lodgement process across the region

3Distinct overlay families mapped across these suburbs, each one something a builder prices differently

Central Coast suburb by suburb

Suburb	Residential zones	Height limit	Bushfire-prone	Overlays
Avoca Beach	R1 General, R2 Low Density	—	Mapped	2
Bateau Bay	R1 General, R2 Low Density	—	Mapped	0
Bensville	R2 Low Density	—	Mapped	2
Berkeley Vale	R1 General, R2 Low Density	—	Mapped	0
Blackwall	R1 General, R2 Low Density	—	Mapped	2
Blue Bay	R1 General, R2 Low Density	—	None mapped	1
Blue Haven	R1 General, R2 Low Density	—	Mapped	0
Budgewoi	R1 General, R2 Low Density	—	Mapped	0
Copacabana	R2 Low Density	—	Mapped	0
Davistown	R2 Low Density	—	Mapped	1
East Gosford	R1 General, R2 Low Density	—	Mapped	1
Empire Bay	R2 Low Density	—	Mapped	2
Erina	R1 General, R2 Low Density	—	Mapped	2
Ettalong Beach	R1 General, R2 Low Density	—	Mapped	2
Forresters Beach	R1 General, R2 Low Density	—	Mapped	0
Gosford	R1 General, R2 Low Density	—	Mapped	2
Hamlyn Terrace	R1 General, R2 Low Density	—	Mapped	1
Killarney Vale	R1 General, R2 Low Density	—	Mapped	0
Killcare	R2 Low Density	—	Mapped	2
Kincumber	R1 General, R2 Low Density	—	Mapped	2
Lake Munmorah	R1 General, R2 Low Density, R3 Medium Density	—	Mapped	1
Lisarow	R1 General, R2 Low Density	—	Mapped	1
Long Jetty	R1 General, R2 Low Density, R3 Medium Density	—	Mapped	1
Macmasters Beach	R2 Low Density	—	Mapped	1
Narara	R2 Low Density	—	Mapped	2
Niagara Park	R2 Low Density	—	Mapped	1
Norah Head	R1 General, R2 Low Density	—	Mapped	1
Ourimbah	R1 General, R2 Low Density	—	Mapped	1
Patonga	R2 Low Density	—	Mapped	1
Pearl Beach	R2 Low Density	—	Mapped	1
Point Clare	R1 General, R2 Low Density	—	Mapped	2
San Remo	R1 General, R2 Low Density	—	Mapped	0
Saratoga	R2 Low Density	—	Mapped	1
Shelly Beach	R1 General, R2 Low Density	—	Mapped	0
Terrigal	R1 General, R2 Low Density	—	Mapped	1
The Entrance	R1 General, R2 Low Density, R3 Medium Density	—	None mapped	2
Toukley	R1 General, R2 Low Density, R3 Medium Density	12m	Mapped	1
Tuggerah	R1 General, R2 Low Density	—	Mapped	1
Tumbi Umbi	R1 General, R2 Low Density	—	Mapped	1
Umina Beach	R1 General, R2 Low Density	—	Mapped	1
Wadalba	R1 General, R2 Low Density	—	Mapped	1
Wamberal	R2 Low Density	—	Mapped	1
Warnervale	R1 General, R2 Low Density	—	Mapped	1
West Gosford	R1 General, R2 Low Density	—	Mapped	2
Woongarrah	R1 General, R2 Low Density	—	Mapped	0
Woy Woy	R1 General, R2 Low Density	—	Mapped	2
Wyoming	R1 General, R2 Low Density	—	Mapped	1
Wyong	R1 General, R2 Low Density, R3 Medium Density	12m	Mapped	2

Reading the table

Bushfire-prone land is mapped in Avoca Beach, Bateau Bay, Bensville, Berkeley Vale, Blackwall, Blue Haven, Budgewoi, Copacabana, Davistown, East Gosford, Empire Bay, Erina, Ettalong Beach, Forresters Beach, Gosford, Hamlyn Terrace, Killarney Vale, Killcare, Kincumber, Lake Munmorah, Lisarow, Long Jetty, Macmasters Beach, Narara, Niagara Park, Norah Head, Ourimbah, Patonga, Pearl Beach, Point Clare, San Remo, Saratoga, Shelly Beach, Terrigal, Toukley, Tuggerah, Tumbi Umbi, Umina Beach, Wadalba, Wamberal, Warnervale, West Gosford, Woongarrah, Woy Woy, Wyoming and Wyong, but not in Blue Bay and The Entrance.
Heritage mapping runs from 39 in Gosford down to none in Bateau Bay, Berkeley Vale, Blue Haven, Budgewoi, Copacabana, Forresters Beach, Killarney Vale, San Remo, Shelly Beach and Woongarrah.
3 overlay families are mapped across the region; Avoca Beach carries the most at 2.
The 48 mapped suburbs cover 343 km² between them — Ourimbah is the largest at 87 km² and Blue Bay the smallest at 0.5 km².

What is mapped across Central Coast

Mapped only in some suburbs	Where (in the suburb, not on a given block)
Heritage — Item - General	Avoca Beach, Bensville, Blackwall, Blue Bay, Davistown, East Gosford, Empire Bay, Erina, Ettalong Beach, Gosford, Hamlyn Terrace, Killcare, Kincumber, Lake Munmorah, Lisarow, Long Jetty, Macmasters Beach, Narara, Niagara Park, Norah Head, Ourimbah, Patonga, Pearl Beach, Point Clare, Saratoga, Terrigal, The Entrance, Toukley, Tuggerah, Tumbi Umbi, Umina Beach, Wadalba, Wamberal, Warnervale, West Gosford, Woy Woy, Wyoming and Wyong
Heritage — Item - Archaeological	Avoca Beach, Bensville, Blackwall, Empire Bay, Erina, Ettalong Beach, Gosford, Killcare, Kincumber, Narara, Point Clare and Woy Woy
Heritage — Conservation Area - General	The Entrance, West Gosford and Wyong

Which Central Coast suburb suits which build

Room to move
Ourimbah is the largest at 87.2 km², Blue Bay the most compact at 0.5 km².
Fewest planning controls
Woongarrah, with 0 overlay families mapped against 2 in Avoca Beach.
Knockdown rebuild without a heritage question
Bateau Bay, Berkeley Vale, Blue Haven — no heritage records intersect them. Gosford carries 39.
No bushfire assessment
Blue Bay, The Entrance — bushfire-prone land is not mapped in them. It is in Avoca Beach, Bateau Bay, Bensville, Berkeley Vale, Blackwall, Blue Haven, Budgewoi, Copacabana, Davistown, East Gosford, Empire Bay, Erina, Ettalong Beach, Forresters Beach, Gosford, Hamlyn Terrace, Killarney Vale, Killcare, Kincumber, Lake Munmorah, Lisarow, Long Jetty, Macmasters Beach, Narara, Niagara Park, Norah Head, Ourimbah, Patonga, Pearl Beach, Point Clare, San Remo, Saratoga, Shelly Beach, Terrigal, Toukley, Tuggerah, Tumbi Umbi, Umina Beach, Wadalba, Wamberal, Warnervale, West Gosford, Woongarrah, Woy Woy, Wyoming, Wyong.
Biggest minimum lot size
Bensville at 20000-49999 m² minimum, against 450-474 m² minimum in Wyong.

Questions about building in Central Coast

Which council approves building work in Central Coast?

Central Coast Council, for all 48 mapped Central Coast suburbs, under the Central Coast Local Environmental Plan 2022.

Is bushfire-prone land mapped in Central Coast?

In Avoca Beach, Bateau Bay, Bensville, Berkeley Vale, Blackwall, Blue Haven, Budgewoi, Copacabana, Davistown, East Gosford, Empire Bay, Erina, Ettalong Beach, Forresters Beach, Gosford, Hamlyn Terrace, Killarney Vale, Killcare, Kincumber, Lake Munmorah, Lisarow, Long Jetty, Macmasters Beach, Narara, Niagara Park, Norah Head, Ourimbah, Patonga, Pearl Beach, Point Clare, San Remo, Saratoga, Shelly Beach, Terrigal, Toukley, Tuggerah, Tumbi Umbi, Umina Beach, Wadalba, Wamberal, Warnervale, West Gosford, Woongarrah, Woy Woy, Wyoming and Wyong — not in Blue Bay and The Entrance.

Which Central Coast suburb has the most planning constraints?

Avoca Beach: 2 overlay families against 0 in Woongarrah.

What planning zones apply across Central Coast?

3: R1 General Residential, R2 Low Density Residential and R3 Medium Density Residential. Widest range: Lake Munmorah, at 3.

Is heritage mapped in Central Coast?

Heritage records intersecting each suburb: Gosford 39, Wyong 34, Woy Woy 23, Ourimbah 22, The Entrance 18, Narara 17, Long Jetty 13, Kincumber 12, Patonga 12, Killcare 9, Pearl Beach 8, Davistown 7, East Gosford 7, Empire Bay 7, Point Clare 7, Terrigal 7, Wyoming 7, Saratoga 6, Erina 5, West Gosford 5, Avoca Beach 4, Blackwall 4, Lisarow 4, Bensville 3, Ettalong Beach 3, Tumbi Umbi 3, Umina Beach 3, Wamberal 3, Norah Head 2, Tuggerah 2, Blue Bay 1, Hamlyn Terrace 1, Lake Munmorah 1, Macmasters Beach 1, Niagara Park 1, Toukley 1, Wadalba 1, Warnervale 1. None in Bateau Bay, Berkeley Vale, Blue Haven, Budgewoi, Copacabana, Forresters Beach, Killarney Vale, San Remo, Shelly Beach and Woongarrah.

What is the minimum lot size across Central Coast?

Avoca Beach: 1000-1999 m² minimum; Bateau Bay: 450-474 m² minimum; Bensville: 20000-49999 m² minimum; Berkeley Vale: 450-474 m² minimum; Blue Haven: 450-474 m² minimum; Budgewoi: 450-474 m² minimum; Empire Bay: 20000-49999 m² minimum; Erina: 550-574 m² minimum; Hamlyn Terrace: 450-474 m² minimum; Killcare: 1000-1999 m² minimum; Kincumber: 550-574 m² minimum; Lake Munmorah: 450-474 m² minimum; Lisarow: 20000-49999 m² minimum; Long Jetty: 450-474 m² minimum; Macmasters Beach: 20000-49999 m² minimum; Narara: 550-574 m² minimum; Niagara Park: 550-574 m² minimum; Norah Head: 450-474 m² minimum; Ourimbah: 450-474 m² minimum; Patonga: 1000-1999 m² minimum; Point Clare: 550-574 m² minimum; Saratoga: 1000-1999 m² minimum; Terrigal: 550-574 m² minimum; Toukley: 450-474 m² minimum; Umina Beach: 1000-1999 m² minimum; Wadalba: 450-474 m² minimum; Wamberal: 550-574 m² minimum; Warnervale: 450-474 m² minimum; West Gosford: 550-574 m² minimum; Woy Woy: 550-574 m² minimum; Wyoming: 1000-1999 m² minimum; Wyong: 450-474 m² minimum.

Lodge with: Central Coast Council, Central Coast Local Environmental Plan 2022. Read 2026-09-20.

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